.tools-content{--tool-ink:#202923;--tool-muted:#65715d;--tool-line:#dfe4da;--tool-field:#cfd7c6;--tool-accent:#711e23;--tool-accent-hover:#5c171c;--tool-dark:#203127;overflow-x:clip}.tool-section{background:#f0f3eb;border-bottom:1px solid #e3e7de;padding-top:72px}.tool-intro{max-width:760px;margin-bottom:40px}.tool-intro .section-lede{max-width:640px}.tool-calculator{grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);align-items:start;gap:28px;display:grid}.tool-inputs{border:1px solid var(--tool-line);background:#fff;border-radius:18px;gap:26px;min-width:0;padding:30px;display:grid;box-shadow:0 16px 40px #24312608}.tool-noscript{color:var(--tool-accent);background:#f7ece9;border-radius:10px;margin:0;padding:14px 16px;font-size:15px}.tool-noscript a{color:inherit;font-weight:600;text-decoration:underline}.tool-fieldset{border:0;min-width:0;margin:0;padding:0}.tool-fieldset+.tool-fieldset{border-top:1px solid var(--tool-line);padding-top:24px}.tool-fieldset legend{width:100%;color:var(--tool-accent);letter-spacing:.12em;text-transform:uppercase;margin-bottom:18px;padding:0;font-size:12px;font-weight:600;display:block}.tool-fieldset legend span{color:var(--tool-muted);letter-spacing:0;text-transform:none;margin-top:4px;font-size:13px;font-weight:400;display:block}.tool-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;display:grid}.tool-field{align-content:start;gap:8px;min-width:0;display:grid}.tool-field-wide{grid-column:1/-1}.tool-field>label{color:#303832;font-size:14px;font-weight:500;line-height:1.4}.tool-hint{color:var(--tool-muted);margin:0;font-size:13px;line-height:1.5}.tool-input-row{gap:10px;min-width:0;display:flex}.tool-input{border:1px solid var(--tool-field);background:#fff;border-radius:10px;flex:auto;align-items:center;min-width:0;padding-inline:13px;transition:border-color .14s,box-shadow .14s;display:flex}.tool-input:focus-within{border-color:var(--tool-accent);box-shadow:0 0 0 3px #711e2324}.tool-input:has([aria-invalid=true]){border-color:#b3261e;box-shadow:0 0 0 3px #b3261e1f}.tool-input input{width:0;min-width:0;min-height:46px;color:var(--tool-ink);font:inherit;font-variant-numeric:tabular-nums;background:0 0;border:0;flex:1 1 0;padding:10px 8px;font-size:16px;line-height:1.4}.tool-input input:first-child{padding-left:0}.tool-input input:focus{outline:none}.tool-affix{color:var(--tool-muted);white-space:nowrap;flex:none;font-size:15px}.tool-input[data-unit=percent] .tool-affix-dollars,.tool-input[data-unit=dollars] .tool-affix-percent{display:none}.tool-select{min-width:0;display:block;position:relative}.tool-select:after{content:"";border-right:1.75px solid var(--tool-muted);border-bottom:1.75px solid var(--tool-muted);pointer-events:none;width:8px;height:8px;position:absolute;top:50%;right:15px;transform:translateY(-70%)rotate(45deg)}.tool-select select{border:1px solid var(--tool-field);width:100%;min-height:48px;color:var(--tool-ink);font:inherit;appearance:none;cursor:pointer;background:#fff;border-radius:10px;padding:11px 40px 11px 13px;font-size:16px;transition:border-color .14s,box-shadow .14s}.tool-select select:focus{border-color:var(--tool-accent);outline:none;box-shadow:0 0 0 3px #711e2324}.tool-unit{flex:0 0 9.5em}.tool-results{gap:14px;min-width:0;display:grid;position:sticky;top:24px}.tool-results-card{background:var(--tool-dark);color:#d4dece;border-radius:18px;padding:28px}.tool-result-kicker{color:#d6e9ae;letter-spacing:.08em;text-transform:uppercase;margin:0 0 8px;font-size:11px;font-weight:600}.tool-result-total{color:#fff;letter-spacing:-.04em;font-variant-numeric:tabular-nums;overflow-wrap:anywhere;margin:0;font-size:clamp(36px,4vw,52px);font-weight:500;line-height:1.15}.tool-result-sub{margin:10px 0 0;font-size:15px;line-height:1.5}.tool-result-sub strong{color:#fff;font-variant-numeric:tabular-nums;font-weight:600}.tool-verdict{color:var(--tool-dark);background:#d6e9ae;border-radius:999px;padding:4px 12px;font-size:14px;font-weight:600;display:inline-block}[data-state=too-slow] .tool-verdict,[data-state=no-savings] .tool-verdict{color:#5c171c;background:#f3d9d6}[data-state=invalid] .tool-verdict:empty,[data-state=invalid] .tool-verdict{display:none}.tool-breakdown{gap:10px;margin:22px 0 0;display:grid}.tool-breakdown>div{justify-content:space-between;gap:16px;font-size:14px;line-height:1.45;display:flex}.tool-breakdown dt{min-width:0}.tool-breakdown dd{color:#fff;font-variant-numeric:tabular-nums;flex:none;margin:0}.tool-breakdown-rule{border-top:1px solid #ffffff24;padding-top:10px}.tool-compare{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:22px;display:grid}.tool-compare .tool-breakdown{margin-top:10px}.tool-compare .tool-breakdown>div{flex-direction:column;gap:0}.tool-compare-title{color:#fff;margin:0;font-size:14px;font-weight:600}.tool-note{color:#d4dece;border-top:1px solid #ffffff24;margin:22px 0 0;padding-top:18px;font-size:13px;line-height:1.65}[data-state=invalid] .tool-note,[data-state=no-room] .tool-note,[data-state=too-slow] .tool-note,[data-state=no-savings] .tool-note,[data-state=over-limit] .tool-note{color:#fff}.tool-actions{gap:10px;display:grid}.tool-send,.tool-call{text-align:center;border-radius:12px;justify-content:center;align-items:center;min-height:50px;padding:12px 20px;font-size:16px;font-weight:600;line-height:1.3;transition:background-color .16s,border-color .16s;display:flex}.tool-send{background:var(--tool-accent);color:#fff}.tool-send:hover{background:var(--tool-accent-hover)}.tool-call{border:1px solid var(--tool-line);color:var(--tool-accent);font-variant-numeric:tabular-nums;background:#fff}.tool-call:hover{background:#f7f8f4}.tool-send:focus-visible,.tool-call:focus-visible{outline:2px solid var(--tool-accent);outline-offset:3px}.tool-disclosure{color:#69735f;max-width:900px;margin:28px 0 0;font-size:13px;line-height:1.7}.tool-disclosure a{color:var(--tool-accent);font-weight:600}.tool-know-grid{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);align-items:start;gap:clamp(36px,6vw,88px);display:grid}.tool-tips{margin:0;padding:0;list-style:none;display:grid}.tool-tips li{border-top:1px solid var(--tool-line);padding-block:24px}.tool-tips li:first-child{border-top:0;padding-top:0}.tool-tips h3{color:var(--tool-ink);letter-spacing:-.015em;margin:0 0 8px;font-size:20px;font-weight:600;line-height:1.35}.tool-tips p{color:#63705f;margin:0;font-size:16px;line-height:1.75}.tool-more{padding-top:0}.tool-more-title{color:var(--tool-ink);letter-spacing:-.025em;margin:0 0 24px;font-size:clamp(24px,2.5vw,32px);font-weight:500;line-height:1.3}.tool-more-list{grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin:0 0 18px;padding:0;list-style:none;display:grid}.tool-more-list a{border:1px solid var(--tool-line);height:100%;min-height:44px;color:var(--tool-ink);background:#fff;border-radius:14px;gap:6px;padding:18px;font-size:16px;font-weight:500;line-height:1.4;transition:border-color .16s;display:grid}.tool-more-list a:hover{border-color:var(--tool-accent)}.tool-more-list span{color:var(--tool-accent);letter-spacing:.1em;text-transform:uppercase;font-size:12px;font-weight:600}.tool-hub{padding-top:72px}.tool-hub-grid{grid-template-columns:repeat(auto-fill,minmax(min(100%,280px),1fr));gap:18px;margin:0;padding:0;list-style:none;display:grid}.tool-hub-card{border:1px solid var(--tool-line);background:#fff;border-radius:18px;flex-direction:column;min-width:0;padding:28px;transition:border-color .16s,transform .16s;display:flex;position:relative;box-shadow:0 16px 40px #24312608}.tool-hub-card:hover{border-color:var(--tool-accent);transform:translateY(-2px)}.tool-hub-card:focus-within{border-color:var(--tool-accent)}.tool-hub-card .section-kicker{margin-bottom:10px}.tool-hub-card h3{letter-spacing:-.02em;margin:0 0 10px;font-size:22px;font-weight:600;line-height:1.3}.tool-hub-card h3 a{color:var(--tool-ink)}.tool-hub-card h3 a:after{content:"";border-radius:inherit;position:absolute;inset:0}.tool-hub-card h3 a:focus-visible{outline:none}.tool-hub-card:has(a:focus-visible){outline:2px solid var(--tool-accent);outline-offset:3px}.tool-hub-card>p:not(.section-kicker){color:#63705f;margin:0 0 22px;font-size:15px;line-height:1.7}.tool-hub-link{color:var(--tool-accent);margin-top:auto;font-size:15px;font-weight:600}.tool-hub-link:after{content:" →"}@media (width<=1180px){.tool-results{top:152px}}@media (width<=1000px){.tool-more-list{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=800px){.tool-calculator,.tool-know-grid{grid-template-columns:1fr}.tool-results{position:static}.tool-section,.tool-hub{padding-top:48px}}@media (width<=560px){.tool-inputs{padding:20px}.tool-results-card{padding:22px}.tool-fields,.tool-compare,.tool-more-list{grid-template-columns:1fr}.tool-input-row.has-units{flex-direction:column}.tool-unit{flex-basis:auto}.tool-hub-card{padding:22px}}@media (width<=360px){.tool-inputs{padding:16px}.tool-results-card{padding:18px}.tool-breakdown>div{flex-wrap:wrap;gap:2px 12px}}@media (prefers-reduced-motion:reduce){.tool-hub-card,.tool-input,.tool-select select,.tool-send,.tool-call{transition:none}.tool-hub-card:hover{transform:none}}