What’s your home worth?
If you’re considering a refi or finding your next dream home, discover the value of your current home to get started.
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West Ridge Financial
5-star mortgage lender · Alpine, Utah
Personalized mortgage solutions and service with integrity. Buying or refinancing, Mike helps you find the loan and rate that fit.
Personal from the start
Your first home, your tenth, or a refinance—the mortgage process should feel simpler. Mike and the West Ridge team help you understand your choices and take the guesswork out of your next step.
We keep it clear by being transparent, available, and responsive. You’ll know who to call, where your loan stands, and what happens next.
Meet West Ridge FinancialIf you’re considering a refi or finding your next dream home, discover the value of your current home to get started.
Find outDiscover the true cost to sell your home in today’s market and determine your potential net profit.
Learn moreThere are so many reasons why refinancing your home loan may be right for you. See how easy it can be.
Explore your optionsExplore the numbers
Enter amounts to the nearest cent and an interest rate from 0–30%. Your down payment cannot exceed the purchase price.
Estimated monthly payment
$1,483.28/ month
Planning estimate for a fixed-rate loan. Monthly components are rounded to cents. Dollar inputs stay fixed when you change the purchase price. The example rate is not a current rate or loan offer. Excludes home insurance, mortgage insurance, HOA, closing costs, and lender fees. Your actual payment and eligibility will vary.
More than a mortgage
Based in Alpine, Utah, West Ridge Financial serves clients across eight states. We compare lenders to find a loan type and competitive rate suited to your circumstances.
We’re a preferred lender for resort developments, with specialized experience in condotel loans. When a property or situation calls for another approach, we also help you explore unconventional financing and private lending.
Get started
Google reviewsFive-star client feedback. First homes, fresh starts, and real experiences with the West Ridge team.
★★★★★Rated excellent · 198 Google reviews
24 selected client reviews Read reviews on Google
“Mike was super easy to work with.”
“Working with Mike is a pleasure”
“Super great team!”
Describes a seamless mortgage experience with Mike and Nick, and appreciates their knowledge and the rate they found.
Credits Nick with finding a creative loan structure for an unusual financing situation.
A repeat client who values the team’s guidance throughout the loan process.
Appreciates the team’s help and support from the start of the process through closing.
Highlights clear communication, quick responses, and personal service from Mike.
Describes a supportive team, clear explanations, and an efficient home loan experience.
Home purchase felt efficient and professionally handled.
Self-employed buyer appreciated an early closing.
Tight deadline met with clear, responsive guidance.
First-time buyer felt comfortable asking questions.
Guy helped organize finances and mortgage options.
Agent values creative solutions for her clients.
Purchase and refinance both felt straightforward.
Appreciated the loan options and personal service.
Found the process simple and welcoming.
First-time buyer appreciated a responsive, helpful team.
Home purchase felt easy from start to finish.
Returning client values speed and efficiency.
Refinance questions met with friendly, knowledgeable answers.
Agent appreciated Mallory’s attention to detail.
Repeat refinance client appreciated proactive follow-up.
A little clarity
Buying, refinancing, or just exploring? Start here, then bring your questions to Mike.
Talk with MikeFrom your first home to a refinance or a specialty property, West Ridge helps you explore financing around your plans. Founded by Mike Larsen in 2000 and based in Alpine, Utah, our team brings personal guidance and service with integrity. West Ridge Financial Corp: NMLS #267440.
Yes. Mike Larsen is West Ridge’s founder and president, and you can reach him directly at (801) 971-3956 or mike@westridgefinancial.com. Bring your plans and your questions—Mike and the team will help you understand your options and your next step. Mike Larsen: NMLS #283715.
West Ridge serves Utah, Idaho, California, Colorado, Kansas, Missouri, Nevada, and Virginia. Share the property location with the team to discuss your plans. Our offices are in Alpine, Utah; Las Vegas, Nevada; and Barnhart, Missouri.
Alongside home purchase loans and refinancing, West Ridge has experience with resort properties, second homes, condotel loans, investment properties, and private lending. Tell the team about your property and situation so you can explore the available options.
West Ridge is rated Excellent on Google across 198 reviews. Five-star reviews regularly mention Mike’s personal service, clear communication, and quick responses.
Start with a conversation. Call Mike at (801) 971-3956 or use the contact, purchase, or refinance form to share your plans. You don’t need to have every answer before reaching out. When you’re ready to apply, use the secure Apply Now link in the menu.
West Ridge Financial · NMLS #283715
Mike or the West Ridge team will reach out soon. Need an answer now? Call (801) 971-3956.