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West Ridge Financial

Mike’s specialty · Loan guide

Resort & second-home loans.Personal possibilities.

Financing for your getaway—from Southern Utah’s red rock to Park City’s mountains and Lake Anna.

Get my personalized quote Estimate what you can afford
  • PurchaseYour first home or your next
  • RefinanceExplore a better fit
  • Resort loansFinance your retreat
  • CondotelsSpecialty property financing
  • Private lendingA different path forward
  • Personal serviceDirect to Mike and the team

The essentials

How this loan works.

Second homes and resort properties come with their own rules: occupancy requirements, HOA and project reviews, rental restrictions, and often jumbo loan amounts. West Ridge has years of experience with resort developments, and works with communities including Black Desert Resort in Greater Zion, Marcella in Park City, and Cutalong at Lake Anna in Virginia.

A second home is generally one you’ll use yourself for part of the year, not a full-time rental. If you plan to rent it out, Mike will walk through how that changes the financing, and whether an investment or DSCR loan fits better.

Estimate what you can afford
Mike Larsen, founder of West Ridge Financial

Personal from the start

Your questions.
A real conversation.

You don’t need to have it all figured out. Tell Mike what you have in mind, and explore the options together.

(801) 971-3956

Program availability, terms, and eligibility depend on the lender, the property, and your complete application. This overview is general education, not a commitment to lend.