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West Ridge Financial

Hard-to-finance · Loan guide

Condotel loans.Personal possibilities.

Specialty financing for condo-hotel units—one of the hardest property types to finance, and one Mike knows well.

Get my condotel loan quote Estimate what you can afford
  • PurchaseYour first home or your next
  • RefinanceExplore a better fit
  • Resort loansFinance your retreat
  • CondotelsSpecialty property financing
  • Private lendingA different path forward
  • Personal serviceDirect to Mike and the team

The essentials

How this loan works.

A condotel is a condominium unit inside a hotel or resort that operates with hotel-style services, rental programs, or short-term rentals. Fannie Mae and Freddie Mac generally won’t buy these loans, so most lenders turn them down.

Condotel financing comes from specialty and portfolio lenders. Expect a larger down payment than a typical condo, and a review of the project, its rental program, and its finances. West Ridge has experience with condotel and resort projects and can help you find a lender that will finance the unit you want.

Estimate what you can afford
Mike Larsen, founder of West Ridge Financial

Personal from the start

Your questions.
A real conversation.

You don’t need to have it all figured out. Tell Mike what you have in mind, and explore the options together.

(801) 971-3956

Program availability, terms, and eligibility depend on the lender, the property, and your complete application. This overview is general education, not a commitment to lend.