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West Ridge Financial

For real estate agents

Your buyers.In good hands.

Personal lending guidance for your buyers. Practical tools for your listings. A mortgage partner you can reach.

Build a listing flyer Talk with Mike
  • PurchaseYour first home or your next
  • RefinanceExplore a better fit
  • Resort loansFinance your retreat
  • CondotelsSpecialty property financing
  • Private lendingA different path forward
  • Personal serviceDirect to Mike and the team

A personal lending partnership

Your clients.
Someone in their corner.

Connect your buyers with Mike Larsen and the West Ridge team for clear answers and financing built around their plans. Since 2000, West Ridge has brought a personal approach to home purchases, refinancing, and properties that need a little more thought.

Talk with Mike about your buyers

Listing flyer builder

One listing.
A clearer payment picture.

Enter the list price and a few assumptions. The flyer shows estimated monthly payments at 5%, 10%, and 20% down. Print it or save it as a PDF for your open house.

Your listing details

Change the numbers. The preview updates as you type.

An example for illustration, not a rate offer.

Taxes, insurance & other costs

Applied only under 20% down. Actual PMI depends on credit and loan details.

Defaults are examples. Check the listing’s actual taxes, insurance, and HOA dues before you print.

Live payment preview30-year fixed · Estimated
Personal home loans since 2000

What could this home cost each month?

123 Example Lane, Alpine, UT

$550,000 list price

Estimate5% down10% down20% down
Down payment$27,500$55,000$110,000
Loan amount$522,500$495,000$440,000
Principal & interest$3,303$3,129$2,781
Taxes & insurance$425$425$425
HOA dues$0$0$0
Estimated PMI$218$206None
Est. monthly payment$3,945$3,760$3,206

5% down

$3,945 / month

Down payment
$27,500
Loan amount
$522,500
Principal & interest
$3,303
Taxes & insurance
$425
HOA dues
$0
Estimated PMI
$218

10% down

$3,760 / month

Down payment
$55,000
Loan amount
$495,000
Principal & interest
$3,129
Taxes & insurance
$425
HOA dues
$0
Estimated PMI
$206

20% down

$3,206 / month

Down payment
$110,000
Loan amount
$440,000
Principal & interest
$2,781
Taxes & insurance
$425
HOA dues
$0
Estimated PMI
None

Example rate 6.5% (not an offer) · 30-year fixed · property tax 0.6% of price per year · insurance $1,800.00/yr · no HOA · estimated PMI 0.5% of the loan per year under 20% down. Closing costs not included.

Mike Larsen
Mike Larsen Founder & President, West Ridge Financial (801) 971-3956 · mike@westridgefinancial.com Call or text for a pre-approval and a payment based on your situation.

Illustrative estimates, not a rate offer or commitment to lend. Payments are estimates based on the assumptions shown; actual rates, payments, and eligibility depend on credit, loan program, property, and market conditions and may change.

Mike Larsen, NMLS #283715 · West Ridge Financial Corp, NMLS #267440 · Equal Housing Opportunity

For your website

Give your buyers
a place to start.

Add this payment calculator to your website or listing pages. Copy the code into an HTML or embed block in your site editor. Your buyers can explore the numbers before they reach out.

Your website calculator

Try it below, then copy the code for your site.

Open full preview

View embed code
<iframe id="westridge-payment" src="https://westridgefinancial.com/embed/payment" title="Mortgage payment calculator from West Ridge Financial" loading="lazy" height="900" style="width:100%;border:0" referrerpolicy="strict-origin-when-cross-origin"></iframe>
<script>
window.addEventListener("message", function (event) {
  var frame = document.getElementById("westridge-payment");
  if (!frame || event.source !== frame.contentWindow || event.origin !== new URL(frame.src).origin) return;
  if (event.data && event.data.type === "westridge-payment-height" && Number.isFinite(event.data.height)) {
    frame.style.height = Math.min(4000, Math.max(400, event.data.height)) + "px";
  }
});
</script>

Let’s work together

Your next buyer.
A partner in their corner.

Have a buyer, a specialty property, or a question about financing? Connect directly with Mike and talk through the next step.

Call (801) 971-3956mike@westridgefinancial.com