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West Ridge Financial

Veterans · Loan guide

VA loans.A clear path home.

A benefit you earned: no down payment for eligible borrowers and no monthly mortgage insurance.

Get my VA loan quote Estimate what you can afford
  • PurchaseYour first home or your next
  • RefinanceExplore a better fit
  • Resort loansFinance your retreat
  • CondotelsSpecialty property financing
  • Private lendingA different path forward
  • Personal serviceDirect to Mike and the team

The essentials

How this loan works.

VA loans are guaranteed by the U.S. Department of Veterans Affairs. Eligible borrowers with full entitlement can buy with no down payment, and there’s no monthly mortgage insurance—two of the biggest cost savings available to any homebuyer.

Most VA loans include a one-time funding fee, which can be financed; veterans receiving VA disability compensation are generally exempt. You’ll need a Certificate of Eligibility, which Mike can help you request. VA loans are for a home you’ll live in, and they can also be used to refinance.

Estimate what you can afford
Mike Larsen, founder of West Ridge Financial

Personal from the start

Your questions.
A real conversation.

You don’t need to have it all figured out. Tell Mike what you have in mind, and explore the options together.

(801) 971-3956

Program availability, terms, and eligibility depend on the lender, the property, and your complete application. This overview is general education, not a commitment to lend.