West Ridge Financial

A different path · Loan guide

Private lending.Personal possibilities.

Asset-based financing through West Ridge’s network of national private investors.

  • PurchaseYour first home or your next
  • RefinanceExplore a better fit
  • Resort loansFinance your retreat
  • CondotelsSpecialty property financing
  • Private lendingA different path forward
  • Personal serviceDirect to Mike and the team

The essentials

How this loan works.

Some situations don’t fit agency guidelines: a unique property, a fast closing, a bridge between selling and buying, or income and credit that don’t document neatly. Private lending focuses more on the property and the plan than on a standard checklist.

Private loans usually cost more and run for shorter terms than conventional financing, so they’re typically a bridge to a longer-term solution. West Ridge can explore options through its network of national private investors and help you decide whether a private path makes sense.

Estimate what you can afford
Mike Larsen, founder of West Ridge Financial

Personal from the start

Your questions.
A real conversation.

You don’t need to have it all figured out. Tell Mike what you have in mind, and explore the options together.

(801) 971-3956

Program availability, terms, and eligibility depend on the lender, the property, and your complete application. This overview is general education, not a commitment to lend.