USDA loans.A clear path home.

USDA Rural Development guaranteed loans help buyers purchase homes in eligible rural and many suburban areas—often closer to town than people expect. Eligible borrowers can finance with no down payment.

Household income must fall within USDA limits for the area, and the home must be your primary residence. USDA loans carry an upfront guarantee fee and an annual fee, typically lower than FHA mortgage insurance. Mike can check whether an address and your household qualify.