West Ridge Financial
Mortgage calculators
Your down payment is only part of it. Estimate lender, title, escrow, and prepaid costs so closing day has no surprises.
Cash to close
Most buyers plan for the down payment and are caught off guard by everything else. Add your price and down payment, then adjust each cost as a percent or a dollar amount.
The figures below are examples to get you started, not quotes. Mike can replace them with real numbers for your loan and your area.
Estimates only. Example rates are not current offers or a commitment to lend. Results are rounded and rely on the assumptions shown, which you can change. Your actual terms depend on your full application, including credit, income, property, and loan program.
Good to know
Within three business days of applying, your lender must send a Loan Estimate that itemizes expected closing costs on a standard form. At least three business days before closing, you’ll receive a Closing Disclosure with the final figures.
Prepaids are amounts paid upfront for your own home, like the first year of homeowners insurance, interest for the rest of your closing month, and the opening deposit into an escrow account for taxes and insurance.
Seller concessions and lender credits can cover some closing costs, within limits set by your loan program. The earnest money you put down with your offer is credited toward your cash to close.
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West Ridge Financial · NMLS #283715
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